:root{
  --blue:#0b5cab;
  --blue-dark:#083f73;
  --orange:#ff7a00;
  --bg:#f7f9fc;
  --text:#1c2430;
  --muted:#637381;
  --white:#ffffff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
  color:var(--text);
  background:var(--bg);
}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:0 20px}
header.hero{
  background:linear-gradient(120deg, var(--blue-dark), var(--blue));
  color:var(--white);
  padding:24px 0 80px;
  position:relative;
  overflow:hidden;
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
}
.brand{display:flex;align-items:center;gap:12px;font-weight:700}
.brand .logo{
  width:42px;height:42px;border-radius:10px;background:var(--orange);
  display:inline-flex;align-items:center;justify-content:center;color:#002040;
  font-weight:900;
  box-shadow:0 6px 18px rgba(0,0,0,.25);
}
nav ul{display:flex;gap:18px;list-style:none;padding:0;margin:0}
nav a{color:#e9f3ff;font-weight:600}
.cta{
  background:var(--orange);color:#1c1c1c;border:none;border-radius:10px;
  padding:10px 16px;font-weight:700;cursor:pointer;
  box-shadow:0 10px 24px rgba(255,122,0,.35);
}
.hero-grid{
  display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center;margin-top:40px;
}
.hero h1{font-size:42px;line-height:1.15;margin:0 0 10px}
.hero p{color:#dbe9ff;max-width:650px}
.card{
  background:var(--white);border-radius:14px;padding:18px;
  box-shadow:0 10px 30px rgba(8,63,115,.12);
}
.badge{display:inline-block;background:#103b66;color:#cfe3ff;padding:6px 10px;border-radius:999px;font-size:12px;margin-bottom:12px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.section{padding:70px 0}
.section h2{margin-top:0}
.icon{
  width:42px;height:42px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;
  background:rgba(11,92,171,.1);color:var(--blue);
}
ul.tick{padding-left:18px}
ul.tick li{margin:6px 0}
footer{
  background:#0a1b2e;color:#c7d2e6;padding:28px 0;font-size:14px
}
footer a{color:#c7d2e6;text-decoration:underline}
form label{display:block;font-weight:600;margin:10px 0 6px}
input,select,textarea{
  width:100%;padding:12px;border:1px solid #d8e1ee;border-radius:10px;background:#fff
}
input:focus,textarea:focus{outline:3px solid rgba(11,92,171,.15);border-color:var(--blue)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.small{font-size:12px;color:var(--muted)}
.table{width:100%;border-collapse:collapse}
.table th,.table td{padding:10px;border-bottom:1px solid #e9eef6;text-align:left}
.kicker{font-weight:700;color:var(--orange);letter-spacing:.06em;font-size:12px;text-transform:uppercase}
.notice{padding:10px 12px;border-radius:8px;background:#fff3e6;border:1px solid #ffd9b3;color:#7a3d00;margin:10px 0}
button.primary{comp:var(--blue)}
.btn{
  display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border-radius:10px;border:1px solid #d8e1ee;
  background:#fff;cursor:pointer;font-weight:700
}
.btn.primary{background:var(--blue);border-color:var(--blue);color:#fff}
.btn.orange{background:var(--orange);border-color:var(--orange);color:#1e1e1e}
.responsive-img{width:100%;height:auto;border-radius:12px;box-shadow:0 12px 30px rgba(0,0,0,.18)}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
}